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Another scam by the banks

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Today my bf went to SCB to make a cash deposit with the teller and was charged 60 baht because his account was opened in another province. This is the first time he had to pay to do this.

This is the first time he had to pay to do this.

For a while, when I would make a cash deposit at Bangkok Bank they were charging me 30 baht to make a deposit, even into my own account. That went on for about two months and then they stopped doing that.

 

I'm trying to figure out what difference it should make whether you are in the province where your account was opened or not. Seems like a rip-off to me, especially 60 baht.

For a while, when I would make a cash deposit at Bangkok Bank they were charging me 30 baht to make a deposit, even into my own account. That went on for about two months and then they stopped doing that.

 

Same province as the branch you opened your account at? Did you try the cash deposit machine?

 

Same province as the branch you opened your account at? Did you try the cash deposit machine?

Yes. Same thing. The machine accepted the deposits, but there was a note on the screen that there will be a 30 baht charge. However, as I said, they have dropped that policy and they no longer charge for deposits, at least within the same province. In another province I have no idea.

 

My bf tried to use the cash deposit machine and it said he had to inside the bank to make a deposit. The thing he will do now is to open and account here and transfer his money to the new account. It's real bullshit!

It's real bullshit!

It's also bizarre. When I was being charged that 30 baht fee, I only had to either accept it or reject the transaction. I wonder why they don't do the same thing for him. Instead of that option, which would take about two seconds, they make him go into the bank and stand on line? That alone would inspire me to find another bank. And even then, he has to be there during the bank's opening hours to make the deposit.

 

Why on earth a bank would want to make deposits a pain-in-the-ass for its own customers, and an expensive one at that, goes beyond me. There must be some form of logic in there somewhere, but it sure escapes me!

 

It's called Let's make more money logic.

 

It's called Let's make more money logic.

But how does forcing someone to go into the bank instead of using the cash deposit machine, with that 60 baht fee deducted from his deposit, make more money for the bank?

But how does forcing someone to go into the bank instead of using the cash deposit machine, with that 60 baht fee deducted from his deposit, make more money for the bank?

Maybe, not having the 60 baht charge show up in the passbook is the clue. I don't know.

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