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firecat69

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My travel insurance does not appear to have a martial law clause, however there is clause 20.

That's quite a horror, however it appears to exclude cover for anything arising from or connected to overthrow of government or military government ?     e.g. Getting caught by a few stray shots as the tanks are rolling into town. 

 

 

20. Notwithstanding any provision to the contrary within this insurance, or any endorsement thereto, it is agreed that this insurance excludes any loss
or expense of whatsoever nature directly or indirectly caused by, resulting from, or in connection with any of the following regardless of any other
cause or event contributing concurrently or in any other sequence to the loss: War, hostilities or warlike operations (whether war be declared
or not); invasion; act of an enemy foreign to the nationality of the Insured Person or the country in, or over, which the act occurs; civil war; riot;
rebellion; insurrection; revolution; overthrow of the legally constituted government; civil commotion assuming the proportions of, or amounting
to, an uprising; military or usurped power; explosions of war weapons; release of weapons of mass destruction that do not involve an explosive
sequence; murder or assault subsequently proved beyond reasonable doubt to have been the act of agents of a state foreign to the nationality of
the Insured Person whether war be declared with that state or not; terrorist activity. For the purpose of this exclusion terrorist activity means an
act, or acts, of any person, or group(s) of persons, committed for political, religious, ideological or similar purposes with the intention to influence
any government and/or to put the public, or any section of the public, in fear. Terrorist activity can include, but not be limited to, the use of force or
violence and/or the threat thereof. Furthermore, the perpetrators of terrorist activity can either be acting alone, or on behalf of, or in connection
with any organisation(s) or government(s). Also excluded herein is any loss or expense of whatsoever nature directly or indirectly caused by,
resulting from or in connection with any action taken in controlling, preventing, or suppressing any, or all, of the above incidents. In the event any
portion of this exclusion is found to be invalid or unenforceable, the remainder shall remain in full force and effect. This exclusion does not apply
to claims under the sections Medical Emergency & Repatriation and Personal Accident.
 

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