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Lucky

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Everything posted by Lucky

  1. Your presumptuousness is what is off base as this was not what I had in my mind when I posted what I did. You keep making these digs at me and I don't like it. You chastised me earlier for this month even though you were off-base, and if you want me to stop posting here I will.
  2. Lucky

    War Evils

    What does war do to our youth? Here's one example, where a good-looking young soldier tells about going around whacking innocent civilians in Afghanistan for the fun of it. See the video: http://thelede.blogs.nytimes.com/2010/09/27/soldier-describes-murder-of-afghan-for-sport-in-leaked-tape/?hp
  3. So the guy I saw with the most tokens this morning had all of a dime? Wow.
  4. Oz- a) Lucky thinks out loud. Lucky sleeps on it c) Lucky decides to shut mouth d) others wonder what was on his mind e) speculation begins f) possibilities are pitched about two possible topics g) matrix discusses the possibilities h) life goes on..Oz decides to read Daddy's website!
  5. Hopefully no one here is going to be faced with foreclosure, but there are websites designed to give free advice on how to handle it when the time comes. Banks, faced with more foreclosures than they ever anticipated, are often willing to deal, or at least delay a foreclosure if you make some good faith effort to make some of the payments. Better to get some money than to go ahead with the costly and unpredictable process of foreclosure. Here is some of the advice easily available on the internet: From foreclosurefish.com How to Delay Foreclosure for As Long As Possible July 22, 2008, 9:36 am Posted by Nick in Legal Information Rating: 5/5 The most important element of the legal process known as foreclosure is time. Homeowners never seem to have enough of it to recover fully from their financial hardship, to work out a solution with their lender, or move out of the house before eviction. However, there are a number of ways to put the process on hold even just for a few extra weeks. Even for families who have no desire or ability to stop foreclosure and keep making payments on a house, it may be helpful for them to live in the property for free for as long as they can. This gives them time to put together a savings plan, pay down other debts, or just begin to recover from the hardship that pushed them into foreclosure. And for homeowners who do want to save their homes, the longer they can try to find a way out, the more likely they will be to succeed. Probably the most important tactic will be to contest the lender's foreclosure lawsuit at every turn, either through the use of an attorney or by diligently reading and understanding the rules to make motions in court. Banks are often given a free pass by homeowners to steal houses because the lawsuit is not challenged. The mortgage company gets a default judgment and the property is fast-tracked to sheriff sale, while the eviction date approaches ever closer. The best way to make sure homeowners have more time is simply to answer, contest, or object to every paper that the bank files in court. With thousands of rules and laws and regulations at every level from local to state to federal, it is almost guaranteed the lender did something wrong. The trick is for homeowners to learn how they can identify these rules violations or contest the foreclosure based on other legal concepts, and make the best defense they can. Of course, it is also vital for the borrowers to make sure that they are following the court rules as closely as possible. Many courts allow between 15-20 days for an answer to be filed after the date of service. The sooner homeowners file their answer, though, the sooner the bank will file its own answer again; thus, for homeowners looking for more time, it may be beneficial to file the paperwork on the 14th or 19th day (depending on when it is due). The lender also needs to be served with any motions filed in court, and sending the paperwork certified or registered mail will take up another few days. With the length of time a typical lawsuit can take, and the complexity in a contract law case involving foreclosure, this simple tactic can give homeowners 1-2 years of extra time to remain in their home without making a mortgage payment. Two of the more creative methods of defending against a foreclosure that have come up recently is contesting who owns the original loan, and requesting the entire loan be rescinded due to violations of the Truth in Lending (TIL) regulations. Of course, these may not be successful in every case of mortgage foreclosure, but getting more time to work on a long-term solution is the main goal. But combined with a contingency plan for bankruptcy, homeowners can take even more time to plan for their financial futures and eliminate one of the last remaining headaches -- their other debt. Declaring bankruptcy even just a few days or hours before a sheriff sale has the effect of immediately stopping the auction and putting the foreclosure process on hold while the issue is tied up in bankruptcy court. This can give borrowers another few months to stay in their home mortgage free and save up money. Also, if the homeowners are in foreclosure because of a financial hardship, and have loads of other credit lines that are in default, it may make sense for them to discharge these debts and get a fresh start with Chapter 7 bankruptcy. Once the mortgage is finally dealt with and the owners have to move out (hopefully years after the initial missed payment), there may be little logical reason to keep paying other unsecured debts like credit cards or personal loans with skyrocketing interest rates and huge junk fees. A few thousand dollars in credit card debt can quickly balloon to tens of thousands of dollars once interest rates go up to 29%, and homeowners just getting over a foreclosure may not want to deal with this past headache. As well, with two years of late mortgage payments and a foreclosure, their credit can not get any worse so it may be the perfect time for bankruptcy. Hopefully with two years of savings, homeowners will not feel compelled to borrow money at 19% interest ever again. Bankruptcy can give such families the one way ticket they need out of the debt trap. Homeowners are facing foreclosure in record numbers due to the predatory lending, financing, and investing activities of the largest banks in the world. Much of the coming depression was engineered, either inadvertently or purposely, and it is up to the borrowers to defend themselves against the economic devastation anyway they can. It is a mistake for homeowners to give these lenders a free pass, allow them to foreclose with no objections, move out of a house too soon, and put the financial health of the banks ahead of their families' futures by continuing to make impossible payments on debt that was never designed to be paid back.
  6. There is a sucker born every minute. Paying up front, or giving charitably when you have no idea how the money is really going to be used it not wise. That's why with the new Cam4 tipping policy I won't tip until I know what I am getting! One can never be too careful these days.
  7. So, if we instituted a tipping policy here, would more escorts post? Or would I just get rich?
  8. hehehe...it's about people who lurk on both sites!
  9. Should we now call it Cam$??? My favorite jack-off site, Cam4.com, is now beta testing a tipping system where you can tip your performer...or not. Is this an attempt to keep guys from going private? Will it change the nature of the website, making guys more money conscious? Weren't they there just because they liked to show it and didn't need anything else? I don't know. Here's what the site says: Tipping Beta of Cam4 On participating cams, you will see a new tipping panel below the cam window. Tipping is a new feature that we are beta testing. During the beta, everyone can purchase tokens and tip the performers with actual cash as a means of expressing their appreciation for a performance. However during the beta test period, only a select number of performers will be able to receive tips. Once the tip system has proven stable, we will allow all performers on Cam4 to accept tips. We encourage you to purchase tokens, tip your favorite performers and give us feedback on this new feature. Please ask us any questions, tell us what you want, and tell us what you think. Email your comment to support (click here) Cam4, as always, will remain free. Cam4 will always be free to view cams, free to chat and free to broadcast your cam. You will not need to purchase tokens or even accept tips. There will also be an option to donate any tips earned to the charity of your choice. Of course, you will also be able to receive cash for the tokens that you earn. We think this will create new and exciting ways for people to interact as well as encourage more people to use Cam4. © copyright Surecom Corporation, NV, 2007-2010. all rights reserved.
  10. The video of the girl sucking off the guy- it's below video one of the twins- well, the girl can't begin to get that huge dick in her mouth!
  11. Sometimes I think out loud, but at least in this case I slept on it. Sometimes it pays to pick your battles. Actually, most of the time. Sorry if I teased you unmercifully!
  12. It is my thinking that this site should be about this site, so I do not want to bring up topics from the other site here. I was away for the weekend, and when I returned I learned something that raised several issues in my mind. But I have decided that my days with that site are over, so what does it matter what happens there- to me, at least. End of subject- for me, at least.
  13. Well, I didn't have the nerve to take a picture, but while waiting to see Brighton Beach Memoirs at the Old Globe last night, there was a young man also waiting who was stunningly beautiful, such that you had to wonder how he got through life without people becoming enamored of his looks. He had styled black hair, glistening eyes, a wide mouth with thick lips, and, when he smiled his whole face lit up. I know we see handsome people all the time, but geez, this guy was just stellar. I walked away lest I go nuts.
  14. I know that we have all made a pledge of sorts to keep matters from the other site off of this one, but something recently happened that I find very hard to believe. So, if you want to know what it is, send me a private message and I will see if it is worth making a point out of it. (Note: If I do respond, it will not be on this board.)
  15. I copied this from the Washington Post, on the theory that if I just linked it, it might not get read. Since the Post got the info from the CDC, i don't feel so bad copying it: CDC: One in five sexually active gay urban men has HIV Here's an update on the AIDS epidemic from one of my colleagues, Darryl Fears: One in five gay men in the United States has HIV, and almost half of those who carry the virus are unaware that they are infected, according to a Centers for Disease Control and Prevention study released Thursday. The study, which tested more than 8,000 men in 21 cities in 2008, the most comprehensive such study by the CDC, found that young, sexually active gay men and those in minority groups are least likely to know their health status, even as infection rates are climbing among men who have sex with men, while the rates of other at-risk groups -- heterosexuals and intravenous drug users -- are falling. The findings were published Thursday in the CDC's Morbidity and Mortality Weekly report and were released ahead of National Gay Men's HIV Awareness Day on Sept. 27. A CDC official called for a sharper focus on testing. "This study's message is clear: HIV exacts a devastating toll on men who have sex with men in America's major cities, and yet far too many of those who are infected don't know it," said Kevin Fenton, director of the CDC's National Center for HIV/AIDS, Viral Hepatitis, STD and TB Prevention. Cities in the study include Baltimore, where the prevalence rate among men who have sex with men was highest at 38 percent, and Atlanta, where it was lowest at 6 percent. In the District, where the general HIV/AIDS prevalence rate is about 4 percent, more than 16,000 adults, one of the highest numbers in the nation, has the virus, according to the city Department of Health. According to the CDC study, the District had a 14 percent prevalence rate among men who have sex with men. In the Atlantic region, New York had a rate of 29 percent, Philadelphia had a rate of 11 percent and Newark had a rate of 19 percent. The more impoverished the men were, the more likely they were to be infected, the study found. A CDC spokeswoman said the recent study's findings were similar to those of a National Health Behavioral Study conducted between June 2004 and April 2005, when one in four gay men tested positive for the virus. But the percentage of minorities who tested positive changed dramatically in the three years since the previous study. Back then, 46 percent of gay black men tested positive in the smaller study, compared to 40 percent in the larger 2008 study. Black gay men outpaced white and Hispanic men in both studies. In the earlier study, Hispanics represented 18 percent of the infected compared to 23 percent in the most recent study. White men comprised 21 percent of the infected in 2004-2005 and 20 percent in the more recent study. By Darryl Fears
  16. Now the Reverend Ted Haggard has joined the fray, reminding us that the Pastor is innocent until proven guilty. Haggard is kind of an expert on the subject!
  17. Not from Glee, but nice:
  18. Lucky

    Wet Wednesdays

    Not sure if this happened on a Wednesday!
  19. This is what I was brought up to believe!
  20. For the record, I disavow this group:
  21. towleroad.com introduces us to the photography of Jeff Sheng, and his exhibit on Don't Ask, Don't Tell, on display at the Kaycee Olsen Gallery in Los Angeles until October 23d. A slide show of the very neat photos is here: http://www.jeffsheng.com/ And, if you want to watch discharge gay soldier wipe the floor with yet another anti-gay black minister, watch here: http://www.towleroad.com/2010/09/watch-dan-choi-wipes-the-floor-with-harry-jackson-on-dadt.html
  22. While some of you might have been taken by the new blond hunk on Glee, I liked Harry Shum- at least his tight abs. Here in their full glory they are shown in a video by Tyler Shields:
  23. Anti-gay Atlanta megachurch pastor Eddie Long encouraged favored boys to enter into a "covenant" with him, and encouraged them to call him "Daddy." From clatl.com: Bishop Eddie Long, already reeling from two lawsuits filed yesterday that allege the megachurch pastor coerced two young men into sex, has been hit with a third civil lawsuit that makes similar accusations. According to the lawsuit filed today in DeKalb County, Long welcomed Jamal Parris, who was 14 years old at the time, into his circle of "Spiritual Sons." Long allegedly lavished gifts on the small, intimate group of young male parishioners who'd entered into a "covenant" with the pastor. Much like the other lawsuits, Long is accused of using his spiritual position and scripture to defend the alleged sexual encounters. The relationship turned sexual after 2004, the lawsuit claims, when Parris, who by then was 17 and had started working at New Birth as Long's personal assistant, accompanied the pastor on trips across the country in the church's private plane and made private visits to his DeKalb County guesthouse and living area at the megachurch. According to the suit, in 2009, Parris — whom Long allegedly encouraged to call him "Daddy" — started a relationship with a girlfriend, distanced himself from the pastor, and ultimately left the church. The suit, which alleges coercion, negligence and fraud, seeks unspecified damages. Craig Gillen, Long's attorney, was not immediately available for comment. A news conference has been scheduled for Thursday morning, the AJC reports. More details on that as they become available.
  24. I can see it when if follow Oz's link, but not when I go to the page on my own. Among the top posters, both Stu Cotts and Townsend P. Locke are MIA.
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