Members Pete1111 Posted March 25 Members Posted March 25 I signed up for an on-line account at a well known gay porn Website. The company and their studio is based in Las Vegas. Not long after, my credit card information was used at various stores around Las Vegas. I suspect the theft is related to that Website. I contacted the Website. They replied, but were not helpful. I canceled the card and did not renew the Website account. I expect a bad employee was responsible, but that is just my guess. I did not make a police report. Sometimes I consider signing up again. The guys are premier. Very hot. However, I will always have doubts about that Website. What are your opinions? Should I trust them again? Mavica and Ian here 2 Quote
vinapu Posted March 25 Posted March 25 could be bad employee but also simply website's account or your device could be hacked. In Jan 2026 I bought plane ticket to Chiang Rai for boy I was taking with me from reputable website using my tablet. Next day I got e-mail from bank questioning purchase made on that card in NIgeria of all places. It did not cost me a cent to to bank vigilance but card was cancelled immediately and I had problem with some prearranged charges for hotels . Sorted out using cash to pay . Answering your question , no, I'd would give that website a pass, just in case Pete1111, PeterRS and Mavica 3 Quote
10tazione Posted March 25 Posted March 25 Had similar experience with a thai airline and with a thai mobile network provider. Since then I use a digital debit card for that purpose. Generate the credit card, pay and immediately delete the card, so noone can misuse it. caeron, vinapu and Pete1111 3 Quote
Members Pete1111 Posted March 25 Author Members Posted March 25 1 hour ago, vinapu said: could be bad employee but also simply website's account or your device could be hacked. In Jan 2026 I bought plane ticket to Chiang Rai for boy I was taking with me from reputable website using my tablet. Next day I got e-mail from bank questioning purchase made on that card in NIgeria of all places. It did not cost me a cent to to bank vigilance but card was cancelled immediately and I had problem with some prearranged charges for hotels . Sorted out using cash to pay . Answering your question , no, I'd would give that website a pass, just in case I don't live in Vegas or travel there. The Website was my one connection. Since the purchases were all in Las Vegas, I tended to blame them. If it was a hack, I might expect the spends to occur somewhere else. The Website was a little catty about it, that I was the problem. Yes, my sense is to give them a pass, even though the guys are so yummy. Mavica and vinapu 1 1 Quote
NIrishGuy Posted March 27 Posted March 27 So what was the name of the website so we all know to be aware of same ?? tm_nyc 1 Quote
Members tm_nyc Posted March 27 Members Posted March 27 39 minutes ago, NIrishGuy said: So what was the name of the website so we all know to be aware of same ?? Yes, that's what I am thinking! Quote
Members Suckrates Posted March 27 Members Posted March 27 To answer your question about TRUST.....simply NO ! Once is always enough for ME to be burned. After that, it's stupidity...... There are plenty of HOT guys online at dozens of sites....... Do your due dilligence before signing on the dotted line. . vinapu and Ian here 2 Quote
Moses Posted yesterday at 07:53 PM Posted yesterday at 07:53 PM On 3/25/2026 at 11:53 PM, Pete1111 said: I signed up for an on-line account at a well known gay porn Website. The company and their studio is based in Las Vegas. Not long after, my credit card information was used at various stores around Las Vegas. I suspect the theft is related to that Website. I contacted the Website. They replied, but were not helpful. I canceled the card and did not renew the Website account. I wonder why at this time people still use real bank card for payments on websites, while virtual cards may be issued instantly and just in one click and even for each payment and it cost nothing. I use only virtual cards for payments in web, topping up its balance only amount I want to pay right now. So information about my card is useless for everyone. vinapu, TMax and bkkmfj2648 2 1 Quote
Keithambrose Posted yesterday at 09:59 PM Posted yesterday at 09:59 PM 2 hours ago, Moses said: I wonder why at this time people still use real bank card for payments on websites, while virtual cards may be issued instantly and just in one click and even for each payment and it cost nothing. I use only virtual cards for payments in web, topping up its balance only amount I want to pay right now. So information about my card is useless for everyone. In my case, because I have never heard of a virtual card! Patanawet, floridarob, TMax and 1 other 3 1 Quote
vinapu Posted yesterday at 10:01 PM Posted yesterday at 10:01 PM 1 minute ago, Keithambrose said: In my case, because I have never heard of a virtual card! you not alone. I wonder if banking systems in our countries allow it at all ? Patanawet 1 Quote
vinapu Posted yesterday at 10:05 PM Posted yesterday at 10:05 PM 2 hours ago, Moses said: I use only virtual cards for payments in web, topping up its balance only amount I want to pay right now. So information about my card is useless for everyone. when you top balance out , account or card number sourcing funds may be snatched and compromised the same way as if doing payment, no ? Quote
Members Pete1111 Posted yesterday at 10:15 PM Author Members Posted yesterday at 10:15 PM 13 minutes ago, vinapu said: you not alone. I wonder if banking systems in our countries allow it at all ? They were not available last time I checked. Will re-check. Quote
Moses Posted 17 hours ago Posted 17 hours ago 6 hours ago, vinapu said: when you top balance out , account or card number sourcing funds may be snatched and compromised the same way as if doing payment, no ? The balance of a virtual card is topped up directly within the banking app; since the card number is never manually entered using the phone's keypad, there is nothing for a snooper to intercept. The process typically works like this: within the app, you select "Issue Virtual Card," the card appears on your screen, you then tap on the card and select "Top Up," enter the desired amount, choose the physical card from which the funds should be drawn, and tap "Transfer." Done. Once a payment has been made, the card is left with a zero balance. I usually keep the card active until I have received the goods or utilized the service; this ensures that if anything goes wrong, any refund will be credited back to that specific card. However, as soon as the transaction is successfully concluded, the card can be deleted. vinapu and bkkmfj2648 1 1 Quote
Moses Posted 15 hours ago Posted 15 hours ago 9 hours ago, vinapu said: I wonder if banking systems in our countries allow it at all ? The ability to issue virtual cards is a feature provided by Visa and Mastercard. Whether your bank utilizes this depends on the bank itself. And it also depends on just how modern your bank's mobile app is. In my country, digital services are highly advanced—largely because Generation Z has a strong aversion to getting out of their chairs. Among the top local banks, there are some that have absolutely no physical branches for customers; there is simply no need, as every issue can be resolved directly through the app. This even extends to services like safe deposit boxes: you simply tap a button in the app, and—wherever you specify (within your city and its suburbs)—a bank employee arrives with a safe deposit box, accompanied by two armed security guards. You take the box, unlock it with your own key, attend to your business, seal and lock the box, and they depart. This service is provided free of charge, provided you maintain a deposit balance of at least $12,500 with the bank (regardless of the currency). As for physical bank cards, they barely warrant mention: if you need a card, you issue it via the app; fifteen minutes later, a bank employee calls to ask where and when to deliver it; and a couple of hours after that, a courier arrives with the card in hand. Most banks have evolved their apps into full-fledged ecosystems. Directly through the app, you can purchase tickets for the theater, flights, or trains; rent a car; book a hotel; and calculate and pay your taxes—with the bank's AI automatically handling the calculations and suggesting strategies for tax minimization and claiming tax deductions. You can even use the app to correspond with government agencies and digitally sign official letters, rendering these messages legally binding documents. Through the app, you can insure your real estate, car, or health, as well as purchase travel insurance. You can also use it to invest in stocks and bonds, and to exchange one currency for another in any desired amount at any time (during business hours, directly on the exchange at the exchange rate; at night, at the bank's rate). You can even purchase goods—ranging from jewelry and high fashion to pizza. Furthermore, if you maintain a relatively modest deposit balance of $12,500 with the bank, you gain access to premium services. These include concierge services—who can book tickets, restaurant tables, limousines, hotels, and flights on your behalf—as well as legal experts, whom you can consult directly via the in-app chat regarding business or tax matters, and investment advisors ready to discuss where best to allocate your funds. vinapu 1 Quote
floridarob Posted 15 hours ago Posted 15 hours ago 9 hours ago, Keithambrose said: In my case, because I have never heard of a virtual card! Certainly one of your twinks can show you, maybe instead of stamp collecting, you could reverse roles (not sexually) and let the student become the teacher of today's technology?? .....or there's always @Olddaddy , he seems like he's up on the latest tech 😳 Quote
Olddaddy Posted 14 hours ago Posted 14 hours ago 55 minutes ago, Moses said: In my country, digital services are highly advanced— Still can't beat Ukraine 🇺🇦🇺🇦🇺🇦 Quote
Keithambrose Posted 14 hours ago Posted 14 hours ago 36 minutes ago, floridarob said: Certainly one of your twinks can show you, maybe instead of stamp collecting, you could reverse roles (not sexually) and let the student become the teacher of today's technology?? .....or there's always @Olddaddy , he seems like he's up on the latest tech 😳 I do have a regular who helps with IT, sorts out my phone, etc, I'll ask! floridarob 1 Quote
Moses Posted 13 hours ago Posted 13 hours ago 57 minutes ago, Olddaddy said: Still can't beat Ukraine 🇺🇦🇺🇦🇺🇦 Beat Ukraine? Nice try Ukraine has, quite effectively, beat itself—with Zelensky’s help. Almost every political force is now aligned against him—from the Left (because of censorship and dictatorship, and presidential elections that have already been delayed for two years) to the far Right (because of endless losing territories and negotiations with Russia)—with the sole exception of his own party. Even his own ambassador in London Zaluzhny publishes articles in Western newspapers against him. All that remains for us is to watch and wait until this spectacle culminates in their national catastrophe. The country’s budget deficit this year amounts to 50% of the total budget, while tens of billions dollars of Western aid landing to private pockets. But then again, the topic at hand is actually about bank cards. Quote
Members Pete1111 Posted 13 hours ago Author Members Posted 13 hours ago 10 hours ago, Pete1111 said: They were not available last time I checked. Will re-check. My mistake. Virtual credit cards are available here. Common Providers: Capital One (via Eno browser extension) Chase Bank Citi American Express I may need one of the young hunks at the bank to guide me. Quote
Moses Posted 13 hours ago Posted 13 hours ago 10 minutes ago, Pete1111 said: Virtual credit cards it is exactly what you should never do: because you will have no protection against scammers on that way - they will use your credit if balance on card will be zero... virtual cards always should be debit cards with restricted overdraft - only on that way scammers will receive from bank "sorry, not enough funds" vinapu, bkkmfj2648 and BjornAgain 3 Quote
floridarob Posted 11 hours ago Posted 11 hours ago 1 hour ago, Moses said: it is exactly what you should never do: because you will have no protection against scammers on that way - they will use your credit if balance on card will be zero... virtual cards always should be debit cards with restricted overdraft - only on that way scammers will receive from bank "sorry, not enough funds" Moses, I get where you’re coming from… but that’s “your banking system,” not ours. In the US (and most Western countries), using a debit card online is actually the worst move you can make. Debit = your actual cash 💸 When it’s gone, it’s gone first… then you start asking the bank to give it back. Credit = the bank’s money 💳 Fraud hits them, not you. Way stronger protections, easier disputes, and you’re not sitting there waiting for your own cash to come back. Plus credit cards operate under different regulations and time frames, more protections for the consumer. And our virtual cards aren’t basic like you’re describing… • Dynamic CVV that changes 🔄 • One-time use numbers • Merchant-locked cards (only works at that specific site) 🔒 • Kill it instantly if something looks off So even if someone gets the number… congrats, they’ve got a useless piece of data. I agree with you on one thing though: using a regular physical card online in 2026 is wild 😅 But the safest setup here is: credit card + virtual card controls Debit is for ATMs. Online? That’s your cash on the line… no thanks.... we all don't have gold faucets money like @Olddaddy 😳 vinapu 1 Quote
Moses Posted 8 hours ago Posted 8 hours ago 2 hours ago, floridarob said: Moses, I get where you’re coming from… but that’s “your banking system,” not ours. In the US (and most Western countries), using a debit card online is actually the worst move you can make. Floridarob, I use the very same VISA and Mastercard cards that you do—as well as the Chinese UnionPay and the Russian "Mir." Naturally, I hold both credit and debit cards—and they are absolutely identical (!) to yours except logo printed on the card, since all the features you described so vividly are provided not by the bank itself, but by the payment systems. All I said above: virtual debit cards are the best solution for conducting high-risk transactions; after all, it is impossible to steal money from an "empty wallet." In the event of successful fraud, however, using a virtual credit card would result in unnecessary hassles and disputes with the bank. Furthermore, I understand the benefits of using credit cards even better than you do: here, the grace period lasts three months, and the interest rate on deposits stands at 12–16%. Therefore, in most cases, I pay using a credit card, allowing my own funds to generate an additional 3–4% in profit for me during that grace period—right up until the moment I pay off the balance on that interest-free, three-month loan. Quote
floridarob Posted 7 hours ago Posted 7 hours ago Moses, you’re still missing the key point: protections and liability rules are country-specific. Same Visa/Mastercard logo, completely different outcomes when something goes wrong.I use cards from the US and Mexico… same logos, totally different experience when there’s fraud. …the “empty wallet” idea is already built in, without giving up credit protections. So why debit? You said virtual cards should always be debit with restricted overdraft… why? What are you protecting against that credit + virtual controls doesn’t already handle better? Your yield play is smart 👏 But for sketchy sites? I’m using the bank’s money 🤷♂️ vinapu 1 Quote
vinapu Posted 6 hours ago Posted 6 hours ago 8 hours ago, Moses said: as every issue can be resolved directly through the app. that's optimistic everywhere khaolakguy 1 Quote
Moses Posted 1 hour ago Posted 1 hour ago 4 hours ago, vinapu said: that's optimistic everywhere it is one of Top-10 Russian bank with 54 millions of clients, exists 20 years and it never had office for clients from the start and till now. Global Finance — World’s Best Consumer Digital Bank (2020) Global Finance — Best Consumer Digital Bank in Central & Eastern Europe (2020) Global Finance — Best Mobile Banking App (2020) Global Finance — Best Online Banking Site (2020) Retail Banking International — European Retail Bank of the Year (2020) The Banker — Bank of the Year (Russia) (2021) World’s Best Digital Bank Awards — Most Innovative Digital Bank in Central & Eastern Europe (2021) J.P. Morgan — Quality Recognition Awards for Payment Processing (2021) Quote