12 hours ago, hank75 said:

Let us be the cynics for you as your story progresses.

And I'm one of the biggest cynics here, still rooting for this to succeed 😉


 

 

5 hours ago, emiel1981 said:

I finally reach retirement age (hahaha), I will hopefully know more about the opportunities and pitfalls.

There's always new ones 😔 

My checking account with Schwab (US bank) is free and they refund me ATM fees. So when I’m abroad, I always use that or another bank that is similar with regard to refunding ATM fees. It is easy and works for me. Always withdraw the maximum amount (30,000 Baht), but always have to check which ones allow 30,000 rather than a lower amount.

 

8 minutes ago, Travelingguy said:

Schwab (US bank) is free and they refund me ATM fees.

I use them too, I still look for an ATM (not in Thailand all are the same fee) with a lower fee, even though I'm not paying it, I just feel wrong going to an ATM that charges a ridiculous amount....

I was in a mall where i Live in Mexico, the branch in the mall ATM was charging almost a $10usd fee to withdraw money, I went to a standalone ATM from another bank instead, less than $2 usd..... 

I'm not frugal just with my money, with anyone's.... if you've been out to eat/drink with me, you know this is true.... there's a difference between cheap and frugal, lol

21 hours ago, vinapu said:

pick up few thousands more from ATM. I'm not talking riels

I definitely have my radar on high alert.  Kind of expecting the worst but hoping for the best kind of scenario.  Cam has not asked me for any money to date.  I made sure he understood the $50 was just to be sure it would work as an emergency plan if needed to be able to access my money from the US.  I did tell him to use the $50 for food...as in treating his family to a nice meal or something like that.  I know his siblings all have jobs and some type of steady income.  His parents have income from the farm via selling of rice and sesame seed.  While I hate approaching the meeting of Cam's family with some pre-conceived notion, I do need to be somewhat prepared for this situation if it does arise.  I am not planning on becoming someone's personal ATM.  

11 hours ago, emiel1981 said:

I often read about forum members taking cash USD to Thailand and exchanging it for Baht there. Is it a US thing? For me, as a European (even more specifically: a Dutch person), financially it doesn't make much difference whether I exchange money in Thailand or withdraw it directly from the local ATM with my debit card. The transaction fees aren't that high, as long as you always choose the "without conversion" option (I think that's what it's called) on the ATM and let the bank calculate with the current rate instead of the rate fixed by the ATM. Why do you choose to bring actual cash from your own country?

I guess I am a creature of habit.  Regardless of where I have traveled, I have always taken US currency with me to exchange on arrival.  The exchange rate is terrible if you do it in the US...especially at the shops located in the airports.  Absolutely ridiculous the service fees they charge and the exchange rate is always horrible.  Many, many...more than I would like to admit...many years ago you could place an order with your bank for foreign currency.  It was provided as a service with minimal charge and the exchange rate was excellent.  Unfortunately, most banks don't do this anymore.  I could just use the ATM on arrival as my bank basically refunds any service fees.  At least in Thailand, I find SuperRIch and Xone to be convenient, easy to deal with, and provide a good exchange rate.  My preference is always to travel with a decent amount of cash and avoid the ATM's as much as possible.  Just my personal preference.  

For the trip to Cambodia, since it is a dual currency system with one of those being the USD, I plan to travel with a decent amount of cash...ones, fives, and tens mainly.  I also plan to take a few larger bills for the retirement visa application and agency fees.  I will exchange some for Riel, even though Cam says it isn't necessary.  I would be more comfortable using the local currency, I believe.  I also have some leftover Baht I plan to take.  Cam says many places in Cambodia will accept Baht as well.  I might just let him deal with that.  lol.  

7 hours ago, vinapu said:

For Cambodia I purchase USD at home as opposite of withdrawing USD from ATM there. Savings are minor but I do it for piece of mind . I know somebody whose card was eaten by machine and once I got 100 $ bill which I had trouble exchanging  because of some minor writing on it's face  

Well, since USD is my home currency, I always have a small amount with me when I travel.  I will carry a larger amount than usual on this trip since USD is one of the two primary currencies in use in Cambodia.  I plan to carry mostly smaller bills (ones, fives and tens...maybe a few twenties).  However, I do plan to carry four $100 bills.  The fee to the government for the Retirement Visa is $300 and must be paid in cash.  I will need to pay at least an additional $100 to the agency in Siem Reap to handle the application process for me.  I have already picked up my cash for the trip from the bank and made sure they are all brand new bills.  I literally stood at the counter inspecting every single bill as the teller counted them out.  lol.  I think she was amused...but also a bit perturbed because I was taking so long.  She said I wasn't the first person to do it, nor would I probably be the last.  And, she also said it was always people traveling to some Asian country.  

17 hours ago, jimmie50 said:

She said I wasn't the first person to do it, nor would I probably be the last.  And, she also said it was always people traveling to some Asian country.  

Oh my. If I were a superstitious person I'd take that as a sign. Did she speak with a funny eastern European accent and let out a scary laugh before you left?

Highly ominous.

 

On 8/29/2026 at 2:18 AM, jimmie50 said:

Well, since USD is my home currency, I always have a small amount with me when I travel.  I will carry a larger amount than usual on this trip since USD is one of the two primary currencies in use in Cambodia.  I plan to carry mostly smaller bills (ones, fives and tens...maybe a few twenties).  However, I do plan to carry four $100 bills.  The fee to the government for the Retirement Visa is $300 and must be paid in cash.  I will need to pay at least an additional $100 to the agency in Siem Reap to handle the application process for me.  I have already picked up my cash for the trip from the bank and made sure they are all brand new bills.  I literally stood at the counter inspecting every single bill as the teller counted them out.  lol.  I think she was amused...but also a bit perturbed because I was taking so long.  She said I wasn't the first person to do it, nor would I probably be the last.  And, she also said it was always people traveling to some Asian country.  

Or Africa, similar issues in Zambia!

Supplies were delivered yesterday afternoon for the work on the back section of the fence.  They have plenty of brick from their initial order to complete the back section, but needed to order more concrete, steel, sand and gravel.  They finished digging the footer, so will begin making the steel frame to go inside the wooden molds before mixing and pouring the concrete.  Including some photos of the materials that got delivered and you can see some of their work in the background on the two side sections.  Once they have finished the concrete and brick work on the back section, Cam will order the wire mesh they plan to install above the brick.  

During our video chat this morning, Cam said he used the $50 USD I had sent via WU as a trial run to buy toys and treats for the 14 nieces and nephews.  The youngest nephew is just 6 months old, so he bought the baby a sit-in walker.  Such a good uncle!  I was surprised he was able to get something for them all after he told me about getting the walker.  That alone would cost at least $50 in the US at Walmart!  Possibly a little cheaper online at Amazon, but still...take most of the money I had sent.   

Saw this posted on Social media and thought about you:

 

Despite ongoing regional disputes, Cambodia is increasingly positioning itself as a premier, independent hub for digital nomads, retirees, and tourists. While neighboring countries like Vietnam continue to see high visitor volumes, Cambodia is drawing expats and long-term travelers by offering a unique blend of affordability, accessibility, and modernizing infrastructure.
 

Here are 5 key factors driving Cambodia's growing appeal:

Simplified Long-Term Visas: Cambodia offers one of the most straightforward visa processes in Southeast Asia. Digital nomads and remote workers can easily secure a renewable Business (E-class) Visa, while the 12-month Retirement (ER) Visa extension requires minimal paperwork and can be renewed annually.
 

Highly Affordable Cost of Living: Retirees and nomads can maintain a comfortable lifestyle on a modest budget, with overall living costs significantly lower than in neighboring Thailand. Quality furnished housing and everyday expenses remain highly competitive.
 

Seamless Digital Payments: In early 2025, the National Bank of Cambodia partnered with Visa to launch a Bakong-tied tourist app. This allows international visitors to link their home bank cards and seamlessly scan KHQR codes to pay at over 4.5 million local merchants, eliminating the need to carry cash.
 

Major Infrastructure Upgrades: The country is heavily investing in its transport networks to boost independence and accessibility. This includes the launch of the new Techo International Airport (KTI) in 2025, designed to serve as a major regional hub with increased global flight connections.
 

Thriving Expat Infrastructure: Cities like Phnom Penh, Siem Reap, and Sihanoukville are seeing rapid development of expat-focused amenities. The influx of over 10,000 estimated digital nomads has spurred the growth of coworking spaces, specialized legal and visa services, and active community networks

On 9/2/2026 at 3:16 AM, floridarob said:

Simplified Long-Term Visas: Cambodia offers one of the most straightforward visa processes in Southeast Asia. Digital nomads and remote workers can easily secure a renewable Business (E-class) Visa, while the 12-month Retirement (ER) Visa extension requires minimal paperwork and can be renewed annually.

You can actually apply online now for the initial E-class visa which is good initially for 30 days.  You then apply for the ER extension once you have arrived.  It can be done on your own, but most people in the online expat groups recommend using an agent as it makes the process much smoother and faster.  They offer a 3-month, 6-month and 12-month ER visa extension.  The 3-month is only single entry, though, so it is better to apply for 6 or 12 month as they allow for multiple entries.  Additional cost is relatively inexpensive for the longer term visa.  Renewal seems to be very easy, as well.  

On 9/2/2026 at 3:16 AM, floridarob said:

Highly Affordable Cost of Living: Retirees and nomads can maintain a comfortable lifestyle on a modest budget, with overall living costs significantly lower than in neighboring Thailand. Quality furnished housing and everyday expenses remain highly competitive.

Since we plan to settle in Battambang, I am not sure about availability of housing.  This may be true in Phnom Penh and Siem Reap...possibly Sihanoukville, but based upon our experience trying to find a decent Airbnb listing in Battambang, it may be challenging for us to find an apartment for rent.  I am expecting this to be a challenge.  

 

On 9/2/2026 at 3:16 AM, floridarob said:

Seamless Digital Payments: In early 2025, the National Bank of Cambodia partnered with Visa to launch a Bakong-tied tourist app. This allows international visitors to link their home bank cards and seamlessly scan KHQR codes to pay at over 4.5 million local merchants, eliminating the need to carry cash.

I was not aware of this.  Thank you for that information.  Will need to investigate ASAP.  This will probably be helpful in Siem Reap.  Not sure about Battambang, though.  It isn't exactly a major tourist hub in Cambodia.  

6 hours ago, jimmie50 said:

Since we plan to settle in Battambang, I am not sure about availability of housing.  This may be true in Phnom Penh and Siem Reap...possibly Sihanoukville, but based upon our experience trying to find a decent Airbnb listing in Battambang, it may be challenging for us to find an apartment for rent.  I am expecting this to be a challenge.

You have probably come across this site already but there are some properties to rent in Battambang.

https://www.realestate.com.kh/rent/battambang/

On 9/2/2026 at 3:16 AM, floridarob said:

Simplified Long-Term Visas: Cambodia offers one of the most straightforward visa processes in Southeast Asia. Digital nomads and remote workers can easily secure a renewable Business (E-class) Visa, while the 12-month Retirement (ER) Visa extension requires minimal paperwork and can be renewed annually.

Regarding the visa process, you can get a visa on arrival at the three international airports, but you can also apply in advance online for the tourist visa.  If you choose tourist visa, it is initially for 30 days and can be extended one time for an additional 30 days.  That is it.  After the extension you must leave the country.  Cambodia has a daily fine of $10 USD if you overstay the visa.  If the overstay is 30 days or less you can take care of this at the airport on leaving.  Payment must be in cash...exact amount...they do not make change...USD only.  If your stay is more than 30 days, you must travel to Phnom Penh and clear the account at the general immigration office.  A tourist visa cannot be exchanged for another type of visa.  If you are planning to stay in Cambodia for an extended period of time, as I am, then you want to apply for the E-class visa.  This is initially good for 30 days, but during that time you apply for the Retirement Visa Extension.  Better to do it soon after your arrival rather than wait until closer to the end of your 30 days.  Processing times can be anywhere from one week to ten days.  If you use an agency, it seems to go faster...they have connections.  lol.  

The online application is easy and does not take long at all to complete.  Just check and double check before submitting that you entered all of the information correctly.  You pay online as well via credit/debit card.  Cost for the E-class visa is $35.  Not sure about the Tourist visa.  They say it takes approximately 3 business days to process the application.  They will send you an initial email once you submit the application with payment.  I received my approval and visa within 24 hours, so it was very fast and efficient.  

22 minutes ago, jimmie50 said:

Cost for the E-class visa is $35.  Not sure about the Tourist visa. 

Tourist visa cost 30$ , the same like in the airport but if you apply online they add 6$ processing fee so total  is 36 $

T-minus five days and counting.  Depart Denver at 5am Friday for San Francisco.  Three hour layover in SF before the twenty hour flight from SF to Singapore.  A long layover in Singapore, unfortunately, but I am okay with that.  It was my choice in order to avoid the prop jet from Bangkok to Siem Reap.  After my experience flying that contraption in Taiwan, I swore I would never set foot on one again.  So I will get to enjoy ten hours overnight in the beautiful Singapore airport.  Between the long flight, long layover, and time difference with Denver and Siem Reap, I actually will not arrive on the ground in Cambodia until Sunday around 9:45am.  Cam is actually driving up to Siem Reap on Saturday since my flight arrives so early on Sunday morning.  He will check in to the Airbnb and stay there Saturday night, then ride with their driver in the van to the airport.  So glad the Airbnb provides transportation to/from the airport.  One less thing to worry about, and they had no issue if Cam rode along with them.  We will spend a few days in Siem Reap before heading down to Battambang.

I am not overly optimistic that they are going to be able to complete the fence project before I arrive.  They have been getting a fair amount of rain where he lives which has restricted some of their time to work.  The frame work of steel is all finished and the footers all poured.  They still need to put up the wooden molds for the columns and pour that concrete, then lay the brick.  The rest of the family may need to finish the  project without Cam.  The alternative would be for us to travel to his hometown from Battambang and stay for several days with his family so that they can finish.  I certainly am up for that challenge, but that is entirely up to him if we do that.  I think he mentioned it in passing to see what my reaction would be…which I had none other than to say that was fine with me.  No problem.  His decision.

So far, the most challenging thing about everything has been finding A4 paper to print out the Khmer E-Visa…well, aside from being separated from Cam.  That was definitely the most challenging!!!   Foreign Ministry was very specific in their directions…two copies, one for entry and one for exit, on A4 paper.  It seems, as with most things, there is a standard international version and then the US version.  US just has to be different with everything.  :(   Standard size here is 8.5 x 11.  Nobody stocks A4 paper, so I had to order online and get it delivered.  I wanted to leave nothing to chance.  If Cambodian Foreign Ministry says A4, then that is what it will be.  lol.  I want no glitches on my arrival.

3 hours ago, jimmie50 said:

Depart Denver at 5am Friday for San Francisco.  Three hour layover in SF before the twenty hour flight from SF to Singapore.  A long layover in Singapore, unfortunately, but I am okay with that.  It was my choice in order to avoid the prop jet from Bangkok to Siem Reap.  After my experience flying that contraption in Taiwan, I swore I would never set foot on one again.  So I will get to enjoy ten hours overnight in the beautiful Singapore airport. 

5 a.m. departure, 20 hours flight and 10 hrs layover, all that to avoid turbo prop ? That's true devotion to jets to put it mildly

46 minutes ago, vinapu said:

5 a.m. departure, 20 hours flight and 10 hrs layover, all that to avoid turbo prop ? That's true devotion to jets to put it mildly

Was one of the most horrific experiences I have ever had flying on that turbo prop. Scarred me for life. I would never fly anywhere if that was the only thing available. Yes...I am a drama queen! LOL.

Regarding the 5am departure...I could have taken a later flight to SF from Denver, but then I run the risk of not making the connection. I book the flight from Denver to SF as a separate ticket...not part of the overall round trip. It is much cheaper that way heading to Asia from Denver. There are many more airlines from the West Coast that fly to Asia so the competition brings better prices. I always check LA, SF, and Seattle before booking. In order to be safe, the 5am flight is first flight out in the morning so usually no delays and on time arrival at SF. Next flight out would only give me about one hour layover...but the risk is too high for me to be comfortable about making the connection. Others might not mind, but for me the risk is too great.

10 hours ago, jimmie50 said:

It was my choice in order to avoid the prop jet from Bangkok to Siem Reap.

I flew Bangkok Airways once on this route and it was a jet, maybe I just got lucky? I hate prop planes too after a bad encounter.

10 hours ago, jimmie50 said:

So I will get to enjoy ten hours overnight in the beautiful Singapore airport.

If you’re able to exit transit and it’s not too late, go to the very impressive Jewel for a meal. Lots of trinket shopping or sportswear and sneakers, if you’re still accumulating gifts for Cam. There’s also a micro hotel if you can’t access a lounge inside the airport.

14 hours ago, jimmie50 said:

It seems, as with most things, there is a standard international version and then the US version.  US just has to be different with everything.  :(   Standard size here is 8.5 x 11.  Nobody stocks A4 paper, so I had to order online and get it delivered. 

Now you know how non-Americans feel when they have to function in the US. 😜 Why do people speak in riddles? What are these crazy things called fahrenheit, ounces, gallons, miles, yards, feet and inches? Why do people think that "zebra crossing" is an animal traversing a patch of savanna? And why do people think that the zebra is somewhere in Savannah, Georgia? Why can't people refer sensibly to money? Why speak of quarters, dimes and nickels? Why refer to currency notes by somebody's name; how is any non-American to know what "six Benjamin Franklins" mean? Why are Americans shocked to learn that when an Australian says $243, he is referring to a different currency? And that same $ symbol in Mexico means pesos. And why is the entrée the main course? 🤣😂🤣😂

Safe travels Jimmie

9 hours ago, hank75 said:

I flew Bangkok Airways once on this route and it was a jet, maybe I just got lucky? I hate prop planes too after a bad encounter.

If you’re able to exit transit and it’s not too late, go to the very impressive Jewel for a meal. Lots of trinket shopping or sportswear and sneakers, if you’re still accumulating gifts for Cam. There’s also a micro hotel if you can’t access a lounge inside the airport.

Theu only use a jet to Siem Reap at peak times, otherwise the trusty ATR 72!

1 hour ago, Keithambrose said:

Theu only use a jet to Siem Reap at peak times, otherwise the trusty ATR 72!

Air Asia and Emirates use jets on Bangkok- Siem Reap route

Just now, vinapu said:

Air Asia and Emirates use jets on Bangkok- Siem Reap route

Emirates fly Bangkok to Siem Reap? What do they fly, an A380?

1 hour ago, Keithambrose said:

Emirates fly Bangkok to Siem Reap? What do they fly, an A380?

A 777, apparently.

https://www.emirates.com/english/destinations/sai/bkk/flights-from-siem-reap-to-bangkok/